|PERSONAL BANKING: IRA Savings
-Your interest rate and annual percentage yield may change at our discretion
-We use the daily balance method to calculate the interest on your account.
Interest will be compounded every day and credited to your account every
-Interest begins to accrue no later than the business day we receive credit
for the deposit of noncash items.
-You must deposit $250.00 to open a traditional IRA. You must deposit
$500.00 to open a ROTH or EDUCATION IRA.
-A rollover or transfer fee of $100.00 will be charged if any funds are rolled or transferred out of this account to another institution.