|PERSONAL BANKING: Now Checking
-Your interest rate and annual percentage yield may change monthly at our
-We use the daily balance method to calculate the interest on your
account. Interest will be compounded every day. Interest will be
credited to your account every month.
-The minimum balance to obtain the annual percentage yield is $1,000
each day of the statement cycle.
-A service charge of $25.00* will be imposed every statement cycle
if any day during the cycle the balance in the account falls below $1,000.
-Interest begins to accrue no later than the business day we receive credit
for the deposit of noncash items.
-Nonsufficient funds (NSF) item (each) - Returned Item Fee - $25.00 per
-Overdraft fee - $25.00 per item paid.
*This fee is subject to applicable state and local taxes.
If you use an Automated Teller Machine (ATM) that is not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).