CHECKING
  - REGULAR CHECKING
  - FREE CHECKING
  - NOW CHECKING
  - SUPERNOW CHECKING
  - FIRST 50 CLUB CHECKING
  - MONEY MARKET   CHECKING
  SAVINGS
  LOANS
PERSONAL BANKING: Regular Checking
-No minimum balance. 
-A service charge of $6.00* is charged for each monthly statement  
   cycle. 
-A per check fee of $.25* is charged for each check transaction. 
-You will earn a credit of $.10 for each $100.00 of average daily balance in  
   your account during the statement cycle.  The average daily balance is   
   calculated by adding the principal in the account for each day of the  
   period and dividing that figure by the number of days in the period.  This  
   earnings credit will be applied to reduce the fees on your account;  
   however, no earnings above service charge will be credited back to the  
   account. 
-Nonsufficient funds (NSF) fee - $25.00 per item. 
-Overdraft fee - $25.00 per item paid. 
 
*This fee is subject to applicable state and local taxes. 
 
If you use an Automated Teller Machine (ATM) that is not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer). 
 
You may access First National Bank's Online Banking any time of day or night through our web site.  Online Banking is FREE and Convenient!!!! 

 


FDIC
PRIVACY POLICY | SECURITY POLICY | ONLINE BANKING
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