|PERSONAL BANKING: Statement Savings
-Your interest rate and annual percentage yield may change at our discretion
-No minimum balance.
-We use the daily balance method to calculate the interest on your account.
Interest will be compounded every day and interest will be credited to your
account every statement cycle.
-Interest begins to accrue no later than the business day we receive credit
for the deposit of noncash items.
-Transfers from a statement savings account to another account or to third
parties by telephone transfer, preauthorized transfer or automatic transfer,
are limited to six per month.
-There is a charge of $1.00 per withdrawal at Automatic Teller Machines
(ATM) we do not own or operator.
-Overdraft fee - $25.00 per item
If you use an Automated Teller Machine (ATM) not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).